Car accidents happen every day. Sometimes your vehicle may be damaged beyond repair. You might be curious about whether auto body shops report damage to insurance companies when it comes to repairs. Let’s take a look at what happens at an auto shop when it comes to insurance and reporting damage.
What Happens in an Auto Body Shop?
After an accident, your auto body shop in Corryton will ask if you are going to have insurance or pay out of pocket. While you have the right to request an estimate before you decide to purchase insurance, it is possible for more damage to occur during the repair process. The repair facility will take photos of your vehicle and provide a detailed estimate of labor and parts costs. Based on their assessment, the estimator will include any additional work such as frame straightening or paint touch-ups.
Are Auto Body Shops Required to Report Damage to Insurance Companies?
Absolutely, if you have insurance. After assessing the damage, and preparing an estimate, they will contact your insurance company to review your claim details. Your insurance company may need additional documentation or information before they approve the auto body repair cost. An adjuster may be sent out to inspect the vehicle before the final approval of payment. In such cases, it is important to have an auto body repair facility certified in order to ensure that your insurance company covers the quality of the repair. Once everything is approved by your insurance company, they will pay directly to an automotive body shop for any repairs done on your vehicle.
What if you don’t have insurance?
If you don’t have any insurance or decide not to file a claim, you will be responsible for all costs associated with repairing your vehicle. In this instance, the repair facility is not required to report the vehicle to an insurance company. Depending on your insurance policy, you may be required to report any damage to your vehicle. Before you start any work on your car, the auto repair shop should give you a detailed invoice detailing all costs. You should also be provided with an invoice detailing the time it will take to complete all repairs so that you know when your vehicle will be back from them.
If you have insurance, auto body shops can report any damage caused by an accident. This ensures customers get fair and accurate compensation for any repairs that are required after an accident. Employees at auto body shops must adhere to the law regarding honesty and accuracy in reporting damage. Fraudulent activities could result in serious consequences for all parties. At Miller Brothers, we take pride in honest and top-notch auto services. You can count on us to get your car repaired in the best possible way.
Getting your car repaired can be a hassle but we aim to improve your experience. Visit Miller Brothers Transmission Auto Repair and Body Shop today and witness hassle-free auto repairs first-hand!
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